Sr Legal Counsel - Checkout and PayPal

The Company PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities. Job Summary: PayPal is one of the leading global payments companies in the world. Initially conceived and designed for web payments, PayPal’s innovative products have since altered the shopping landscape for customers around the globe. PayPal’s product vision, combined with an increasingly complex and demanding legal and regulatory environment, will provide robust career opportunities for attorneys motivated and driven by creative clients and a fast paced, cutting-edge culture. PayPal is seeking a high caliber, experienced and energetic attorney, with experience in payments, financial services regulation and technology to join our Product Legal team. This attorney will work closely and partner with leaders in our consumer checkout products groups and regional legal and business partners throughout North, Central, and South America. You’ll provide legal and regulatory guidance as the product team develops, implements and updates PayPal’s products and services in these markets. Job Description: Essential Responsibilities: • Provide clear, pragmatic, and solution-oriented legal advice to enable business strategy while managing legal risk. • Participate in complex problem resolution, providing expert legal advice on high-stakes issues and disputes. • Ensure compliance with relevant laws and regulations. • Partner with business counterparts across the enterprise to help drive the delivery of effective legal services. • Manage legal risks and safeguard PayPal's legal interests, developing comprehensive risk management frameworks. • Escalate complex issues to senior legal leadership where appropriate. Minimum Qualifications: • 8+ years relevant experience and a Juris doctorate degree OR Any equivalent combination of education and experience. Additional Responsibilities & Preferred Qualifications : The successful candidate will have the specific qualifications and experience: • 8-10 or more years of experience practicing either in-house (or in an equivalent setting) or at a reputable law firm, with at least 5 of those years focused on product or regulatory counseling in the Finance or FinTech space. • Ability to collaborate with international colleagues in product, sales, and legal to evaluate products in international markets and drive decision-making at a global legal level. • Ability to provide timely, concise and business-focused legal advice on federal and state consumer financial laws and regulations and consumer protection laws; data privacy laws; and new rules, enforcement actions and other guidance coming out of agencies such as the CFPB and the FTC. • Experience advising on financial legal issues in Canada, Mexico, Central, and/or Latin America preferred but not required. • Ability to provide legal and regulatory guidance on the design and modification of products, proactively identify associated risks and recommend mitigation strategies, review product user experiences to ensure legal compliance and proper disclosures, and help document guidance for consumption by members of both the legal and product teams. • Familiarity with, and strong interest in, PayPal, creating novel shopping experiences for international audiences, mobile and alternative payments, emerging payments technology and the payments industry. • Ability to thrive in a fast-paced environment and to tolerate change and ambiguity. • Ability and drive to take ownership of projects and tasks which, in many cases, will be matters of first impression. • Comfortable with gray areas and interpreting and applying the law in unsettled contexts. • Confident self-starter with strong interpersonal and organizational skills and a demonstrated ability to effectively and proactively provide sound legal advice, exercise good business judgment, wor